Japan Airlines (JAL) has launched the “JAL Pay Mile UP Program.”
The Mile UP Program is a scheme that increases the mileage accrual rate based on the usage status of JAL Pay and JAL NEOBANK. The basic accrual rate is 0.5% for domestic payments and 1.2% for overseas payments. Under the JAL Pay Step, starting with usage from January 1, 2026, the basic accrual rate can be increased by up to an additional 0.6% depending on factors such as the number of times JAL Pay is used, the total spending amount, and the total charge amount. The “JAL NEOBANK Mile Program,” which awarded 150 miles every month when you charged 20,000 yen or more from JAL NEOBANK and used 20,000 yen or more with JAL Pay, will be discontinued and integrated into this new program.
Regarding Life Status Points, from the accrual confirmed on January 5, shopping miles will be converted at a rate of 1 Life Status Point per 400 miles, and currency exchange miles at 1 point per 300 miles. However, when exchanging Japanese yen into foreign currency, those miles will be included in the accrual rate for overseas shopping. Miles added through the Mile UP Program and bonus miles awarded in various campaigns are not eligible.
For the physical JAL Pay prepaid card, which functions as a real card, from January 15 onward, the issuance fee will be refunded as points when certain conditions are met or when using face-to-face payment overseas.
Meanwhile, JAL has stated that the planned revision of the charge limits from JAL Card to JAL Pay, which was scheduled to take place around noon on January 5, has not been correctly reflected in the settings. Under the Shopping-Only Course, the limit will be increased to 300,000 yen per transaction or per day and 1,000,000 yen per month. Under the Shopping + ATM Course, the limits will be raised to 1,000,000 yen and 2,000,000 yen, respectively. A new fee of 1.4% (tax included) will be introduced for U.S. dollar charges from JAL NEOBANK and from Sumitomo Mitsui Trust SBI Net Bank (SBI Sumishin Net Bank), while charges in Japanese yen will remain free of charge.
